{"id":20386,"date":"2025-10-01T13:24:40","date_gmt":"2025-10-01T13:24:40","guid":{"rendered":"https:\/\/www.borsheims.com\/blog\/?p=20386"},"modified":"2025-10-01T13:24:42","modified_gmt":"2025-10-01T13:24:42","slug":"are-jewelry-appraisals-worth-it","status":"publish","type":"post","link":"https:\/\/www.borsheims.com\/blog\/are-jewelry-appraisals-worth-it\/","title":{"rendered":"Are Jewelry Appraisals Worth It?"},"content":{"rendered":"<span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Reading Time: <\/span> <span class=\"rt-time\"> 2<\/span> <span class=\"rt-label rt-postfix\">minutes<\/span><\/span>\n[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; custom_margin=&#8221;-19px|auto||auto||&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;16px&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<p><span data-contrast=\"auto\">Your\u00a0jewelry\u00a0holds\u00a0sentimental value, but do you know\u00a0its\u00a0actual monetary worth?\u00a0That\u2019s\u00a0where a jewelry appraisal comes in.\u00a0In this guide,\u00a0we\u2019ll\u00a0explore\u00a0a jewelry appraisal\u2019s\u00a0key benefits\u00a0and\u00a0when\u00a0it might not be necessary\u2014so you can decide if getting your jewelry appraised is truly worthwhile.\u00a0<\/span><span data-contrast=\"auto\">If\u00a0you&#8217;re\u00a0looking to protect, sell or simply understand the value of your pieces, keep reading.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">You can learn what a jewelry appraisal involves and\u00a0explore the appraisal process at Borsheims on our <a href=\"https:\/\/www.borsheims.com\/jewelry-appraisal\" target=\"_blank\" rel=\"noopener\">Services<\/a> page.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;16px&#8221; global_colors_info=&#8221;{}&#8221;]<h2>Why Jewelry Appraisals Are Worth It<\/h2>\n<p>&nbsp;<\/p>\n<h4>1. Insurance Protection<\/h4>\n<p><span data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\" class=\"TextRun SCXW46937702 BCX0\"><span class=\"NormalTextRun SCXW46937702 BCX0\">One of the biggest reasons to get your jewelry appraised is for insurance coverage. If your piece is lost, stolen or damaged, your insurance company will require a recent appraisal to process a claim. Without one, you may not be able to recover its full value.<\/span><\/span><span class=\"EOP SCXW46937702 BCX0\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<p><span class=\"EOP SCXW46937702 BCX0\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\"><\/span><\/p>\n<h4>2. <span data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\" class=\"TextRun SCXW174663288 BCX0\"><span class=\"NormalTextRun SCXW174663288 BCX0\" data-ccp-parastyle=\"heading 4\"> Accurate Resale or Estate Planning<\/span><\/span><\/h4>\n<p><span data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\" class=\"TextRun SCXW182089060 BCX0\"><span class=\"NormalTextRun SCXW182089060 BCX0\">If<span>\u00a0<\/span><\/span><span class=\"NormalTextRun SCXW182089060 BCX0\">you&#8217;re<\/span><span class=\"NormalTextRun SCXW182089060 BCX0\"><span>\u00a0<\/span>selling your jewelry, you need to know what<span>\u00a0<\/span><\/span><span class=\"NormalTextRun SCXW182089060 BCX0\">it\u2019s<\/span><span class=\"NormalTextRun SCXW182089060 BCX0\"><span>\u00a0<\/span>worth. Appraisals give you a realistic market value, which helps you price it correctly and avoid underselling.<span>\u00a0<\/span><\/span><span class=\"NormalTextRun SCXW182089060 BCX0\">They&#8217;re<\/span><span class=\"NormalTextRun SCXW182089060 BCX0\"><span>\u00a0<\/span>also helpful when dividing assets in estate planning,<span>\u00a0<\/span><\/span><span class=\"NormalTextRun SCXW182089060 BCX0\">divorce<\/span><span class=\"NormalTextRun SCXW182089060 BCX0\"><span>\u00a0<\/span>or inheritance situations.<\/span><\/span><span class=\"EOP SCXW182089060 BCX0\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<p><span class=\"EOP SCXW182089060 BCX0\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\"><\/span><\/p>\n<h4>3. <span data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\" class=\"TextRun SCXW54352762 BCX0\"><span class=\"NormalTextRun SCXW54352762 BCX0\" data-ccp-parastyle=\"heading 4\">Verification of Authenticity<\/span><\/span><\/h4>\n<p><span data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\" class=\"TextRun SCXW202961947 BCX0\"><span class=\"NormalTextRun SCXW202961947 BCX0\">An appraisal can confirm whether a diamond is natural or lab-grown, whether the piece is solid gold or gold-plated and whether brand markings are legitimate.<span>\u00a0<\/span><\/span><\/span><span class=\"EOP SCXW202961947 BCX0\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<p><span class=\"EOP SCXW202961947 BCX0\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\"><\/span><\/p>\n<h4>4. <span class=\"NormalTextRun SCXW127605784 BCX0\" data-ccp-parastyle=\"heading 4\">Understanding Your<span> Asset<\/span><\/span><\/h4>\n<p><span data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\" class=\"TextRun SCXW45573670 BCX0\"><span class=\"NormalTextRun SCXW45573670 BCX0\">Fine jewelry can appreciate over time. Getting your pieces appraised every few years can help you track value increases and decide whether to hold or sel<\/span><span class=\"NormalTextRun SCXW45573670 BCX0\">l.<\/span><\/span><span class=\"EOP SCXW45573670 BCX0\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;16px&#8221; global_colors_info=&#8221;{}&#8221;]<h2><span data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\" class=\"TextRun SCXW87654588 BCX0\"><span class=\"NormalTextRun SCXW87654588 BCX0\" data-ccp-parastyle=\"heading 3\">When Might You Not Need an Appraisal?<\/span><\/span><span class=\"EOP SCXW87654588 BCX0\" data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\">\u00a0<\/span><\/h2>\n<p><span class=\"EOP SCXW87654588 BCX0\" data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\"><span data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\" class=\"TextRun SCXW98809080 BCX0\"><span class=\"NormalTextRun SCXW98809080 BCX0\">While there are many jewelry appraisal benefits, it<span>\u00a0<\/span><\/span><span class=\"NormalTextRun SCXW98809080 BCX0\">isn&#8217;t<\/span><span class=\"NormalTextRun SCXW98809080 BCX0\"><span>\u00a0<\/span>always necessary. You can<span>\u00a0<\/span><\/span><span class=\"NormalTextRun SCXW98809080 BCX0\">likely skip<\/span><span class=\"NormalTextRun SCXW98809080 BCX0\"><span>\u00a0<\/span>the expense in a few specific situations.<\/span><\/span><span class=\"EOP SCXW98809080 BCX0\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/span><\/p>\n<ul>\n<li><span class=\"EOP SCXW87654588 BCX0\" data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\"><span class=\"EOP SCXW98809080 BCX0\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\"><span data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\" class=\"TextRun SCXW182193100 BCX0\"><span class=\"NormalTextRun SCXW182193100 BCX0\">For fashion jewelry:<span>\u00a0<\/span><\/span><\/span><span data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\" class=\"TextRun SCXW182193100 BCX0\"><span class=\"NormalTextRun SCXW182193100 BCX0\">Fashion jewelry typically<span>\u00a0<\/span><\/span><span class=\"NormalTextRun SCXW182193100 BCX0\">isn&#8217;t<\/span><span class=\"NormalTextRun SCXW182193100 BCX0\"><span>\u00a0<\/span>worth appraising, as the appraisal cost may outweigh its actual worth.<\/span><\/span><span class=\"EOP SCXW182193100 BCX0\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/span><\/span><\/li>\n<li><span class=\"EOP SCXW87654588 BCX0\" data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\"><span class=\"EOP SCXW98809080 BCX0\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\"><span class=\"EOP SCXW182193100 BCX0\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\"><span data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\" class=\"TextRun SCXW13668715 BCX0\"><span class=\"NormalTextRun SCXW13668715 BCX0\">If you already have a recent certificate:<span>\u00a0<\/span><\/span><span class=\"NormalTextRun SCXW13668715 BCX0\">At Borsheims, all<span>\u00a0<\/span><\/span><span class=\"NormalTextRun SCXW13668715 BCX0\">jewelry purchases of $1,000 or more will<span>\u00a0<\/span><\/span><\/span><span data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\" class=\"TextRun SCXW13668715 BCX0\"><span class=\"NormalTextRun SCXW13668715 BCX0\">be accompanied by either a complimentary jewelry appraisal or letter of value dependent on the purchase price<\/span><span class=\"NormalTextRun SCXW13668715 BCX0\">.<\/span><\/span><span class=\"EOP SCXW13668715 BCX0\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/span><\/span><\/span><\/li>\n<li><span class=\"EOP SCXW87654588 BCX0\" data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\"><span class=\"EOP SCXW98809080 BCX0\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\"><span class=\"EOP SCXW182193100 BCX0\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\"><span class=\"EOP SCXW13668715 BCX0\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\"><span data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\" class=\"TextRun SCXW246419540 BCX0\"><span class=\"NormalTextRun SCXW246419540 BCX0\">Sentimental value:<span>\u00a0<\/span><\/span><\/span><span data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\" class=\"TextRun SCXW246419540 BCX0\"><span class=\"NormalTextRun SCXW246419540 BCX0\">If a piece&#8217;s value to you is purely sentimental and you have no intention of selling it or insuring it for a high value, an appraisal might be an unnecessary cost.<\/span><\/span><span class=\"EOP SCXW246419540 BCX0\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/span><\/span><\/span><\/span><\/li>\n<\/ul>\n[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;-38px|auto||auto||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;16px&#8221; global_colors_info=&#8221;{}&#8221;]<p><span data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\" class=\"TextRun SCXW219093107 BCX0\"><span class=\"NormalTextRun SCXW219093107 BCX0\">Jewelry appraisals are<span>\u00a0<\/span><\/span><span class=\"NormalTextRun AdvancedProofingIssueV2Themed SCXW219093107 BCX0\">absolutely worth it<\/span><span class=\"NormalTextRun SCXW219093107 BCX0\"><span>\u00a0<\/span>if you want to protect your<span>\u00a0<\/span><\/span><span class=\"NormalTextRun SCXW219093107 BCX0\">purchase<\/span><span class=\"NormalTextRun SCXW219093107 BCX0\">,<span>\u00a0<\/span><\/span><span class=\"NormalTextRun ContextualSpellingAndGrammarErrorV2Themed SCXW219093107 BCX0\">insure<\/span><span class=\"NormalTextRun SCXW219093107 BCX0\"><span>\u00a0<\/span>your valuables or plan your estate responsibly. The small upfront cost can save you thousands<span>\u00a0<\/span><\/span><span class=\"NormalTextRun SCXW219093107 BCX0\">in the event of<\/span><span class=\"NormalTextRun SCXW219093107 BCX0\"><span>\u00a0<\/span>loss,<span>\u00a0<\/span><\/span><span class=\"NormalTextRun SCXW219093107 BCX0\">theft<\/span><span class=\"NormalTextRun SCXW219093107 BCX0\"><span>\u00a0<\/span>or resale.<\/span><\/span><span class=\"EOP SCXW219093107 BCX0\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<p><span class=\"EOP SCXW219093107 BCX0\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\"><span data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\" class=\"TextRun SCXW74096608 BCX0\"><span class=\"NormalTextRun SCXW74096608 BCX0\">Before you leave your jewelry unchecked and uninsured, consider getting a professional appraisal.<span>\u00a0<\/span><\/span><span class=\"NormalTextRun SCXW74096608 BCX0\">It\u2019s<\/span><span class=\"NormalTextRun SCXW74096608 BCX0\"><span>\u00a0<\/span>a smart, secure move for any jewelry owner.<\/span><\/span><span class=\"EOP SCXW74096608 BCX0\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\"> Learn more about jewelry appraisals at Borsheims.<\/span><\/span><\/p>\n[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;-12px|auto||auto||&#8221;][et_pb_column _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; type=&#8221;4_4&#8243;][et_pb_button button_text=&#8221;Jewelry Appraisals at Borsheims&#8221; _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; button_alignment=&#8221;center&#8221; button_url=&#8221;https:\/\/www.borsheims.com\/jewelry-appraisal&#8221; url_new_window=&#8221;on&#8221; hover_enabled=&#8221;0&#8243; sticky_enabled=&#8221;0&#8243;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section]\n","protected":false},"excerpt":{"rendered":"<p><span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Reading Time: <\/span> <span class=\"rt-time\"> 2<\/span> <span class=\"rt-label rt-postfix\">minutes<\/span><\/span>Learn the benefits of a jewelry appraisal and when it might not be necessary. Explore Borsheims appraisal services.<\/p>\n","protected":false},"author":29,"featured_media":20393,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[23],"tags":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.9.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Are Jewelry Appraisals Worth It? | Borsheims<\/title>\n<meta name=\"description\" content=\"Discover if a jewelry appraisal is right for you. Learn the benefits of a jewelry appraisal and when it might not be necessary. Explore Borsheims appraisal services.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.borsheims.com\/blog\/are-jewelry-appraisals-worth-it\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Are Jewelry Appraisals Worth It? | Borsheims\" \/>\n<meta property=\"og:description\" content=\"Discover if a jewelry appraisal is right for you. Learn the benefits of a jewelry appraisal and when it might not be necessary. 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