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Consent to Electronic Communications

By submitting an application online, or signing up for online services ("eservice"), for your Borsheim's Revolving Charge Credit Account, you hereby agree to the following and this will constitute your consent ("Consent") for us to send you electronic communications.


1. Categories of Communications.
You understand and agree that Borsheim's, the issuer of the Borsheim's Revolving Charge Credit Account, our assignees, or other holders of Borsheim's Revolving Charge Credit Account ("we" or "us") may provide to you by electronic means information regarding your Borsheim's Revolving Charge Credit Account ("Credit Account"), including disclosures required by applicable federal or state law (collectively, "Communications") which may include, but is not limited to, the following:



*The initial disclosure statement or agreement ("Agreement") governing the Credit Account, including, without limitation, any Truth in Lending Act disclosure;
*Letters or notices regarding your Credit Account, including customer service responses;
*Borsheim's Privacy Policy ("Privacy Policy") for the Credit Account;
*Other federal and state law disclosures, notices and communications in connection with the application for, the opening of, maintenance of or collection of the Credit Account; and
*Disclosures, Debt Cancellation Agreement and other information related to optional Debt Cancellation products you may elect to purchase.


Communications may be sent to your e-mail address. Communications may include your name and some information about your Credit Account, including your balance or the due date. Electronic Communications may be disclosed to any party with access to your Credit Card Account or e-mail account or hardware or software used to view your Credit Account or e-mail account.


2. Manner of Consent.
You acknowledge that by giving your Consent through this website, you demonstrate that you can access information that we may provide to you by posting electronic Communications on a website.


3. How to Withdraw Consent.
You many not apply online for a Credit Account, and you may not register your Credit Account for eservice, unless you provide your Consent. After you open a Credit Account or register your Credit Account for eservice, you may withdraw your Consent by contacting customer service or by writing 120 Regency Parkway, Omaha, NE 68114.


4. Hardware and Software Requirements.
In order to access and retain Communications, you must have:
*An Internet Browser which supports HTML 4.0 and SSL-encryption, Netscape 4.0 or later and Microsoft Internet Explorer 4.0 or later.
*A means to print or store notices and information through your browser software.
*A personal computer or equivalent device capable of connecting to the Internet via dial-up, DSL, Cable Modem, Wireless Access Protocol, or equivalent, and that supports the foregoing requirements.


5. Paper Copies of Communications.
Upon your request, we will send you a paper copy of the Agreement, the Privacy Policy, Debt Cancellation Agreement and/or other material provided to you electronically pursuant to this Consent. If you would like a paper copy of any of this material please write to us
120 Regency Parkway, Omaha, Nebraska, 68114.
There will be no charge for a paper copy of this material.


6. Communications in Writing.
All Communications in either electronic or paper format from us to you will be considered "in writing". You should print or download a copy of this Consent, the Agreement, the Privacy Policy, your application, and any other Communication that is important to you for your records.


7. Electronic Signatures.
You acknowledge that by clicking on the "I Agree", the "Submit" or similar button on this website, you are indicating your intent to sign the relevant document or record and that this shall constitute your signature.


8. Federal Law.
You acknowledge and agree that your Consent is being provided in connection with a transaction affecting interstate commerce that is subject to the federal Electronic Signatures in Global and National Commerce Act, and that you and we both intend that the Act apply to the fullest extent possible to validate our ability to conduct business with you by electronic means.


I agree that I have read and agree to the above provisions, the Key Credit Terms (including the Initial Disclosures), the Consent to Electronic Communications confirming my acceptance to receive communications electronically, and the Privacy Policy set forth above. Clicking submit constitutes my electronic signature.


For the Co-signer: I agree that I have read and agree to the above provisions, the Key Credit Terms (including the Initial Disclosures), the Consent to Electronic Communications confirming my acceptance to receive communications electronically, and the Privacy Policy set forth above. Clicking submit constitutes my electronic signature.

Our revolving account allows you to make minimum monthly payments against your balance over 36 months at an interest rate of 18% APR. See legal agreement for details on how your monthly payment will be calculated. A minimum down payment of 10% will be required on your first purchase based on your credit application.

Please complete the application to the left, print, sign, and send or fax it to:
Borsheims
Credit Approval Department
120 Regency Parkway
Omaha, Nebraska 68114
Fax: 402-391-2762
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