Financing & Payment Options
At Borsheims, we are privileged to share in the special moments in our customers’ lives. For our customers' convenience, we offer a variety of flexible payment methods and financing options on Borsheims purchases. All options provide convenient ways to pay for your jewelry, watch and home décor purchases over time with clear, transparent terms and no prepayment penalties.
Borsheims In-house Revolving Charge AccountBorsheims offers a revolving charge account that allows you to make minimum monthly payments against your balance over 36 months at an interest rate of 18% APR. A minimum down payment of 10% or more will be required on your first purchase based on your credit application. Borsheims also offers 12 months special financing on engagement, wedding and anniversary rings over $500, with qualifying credit. For more details on the revolving charge account, click here.
Buy Now, Pay Later
Borsheims has partnered with Bread® to provide additional financing options for any purchase of $250-$10,000 online or in store.With Bread® pay-over-time loans, you can pay for your purchase via monthly installments. With Bread® SplitPay, you can pay for orders of $1,000 or less with four interest-free installments.
Subject to approval of credit application. Some financing terms will vary based on purchase price and/or product. Rates range from 0% to 29.99% APR, resulting in, for example, 24 monthly payments of $46.14 at 9.99% APR, per $1,000 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread® pay-over-time plans are loans made by Comenity Capital Bank.
Complete Bread’s quick and easy application by clicking the button below – you’ll get a decision in seconds with no obligation to buy!
More Payment Options
- Credit Cards: Borsheims accepts all major credit cards, including Visa, MasterCard, American Express, and Discover. If the amount charged exceeds your limit or if your card is declined, another form of payment will be required. We can only accept U.S. credit cards online. For other credit cards, please contact us at 800.642.4438
- PayPal: Complete your Borsheims purchase online using information from your PayPal account.
- Apple Pay: Quickly and conveniently check out on your Apple device using your Apple Pay account.
- Borsheims Gift Card: Apply a Borsheims gift card towards your total purchase in store or online.
- International Checkout: Borsheims can ship internationally to the following countries: Austria, Australia, Canada, China, Germany, Hong Kong, Ireland, Italy, Japan, Mexico, Puerto Rico, Sweden, Switzerland, and the United Kingdom. Duties and taxes will be collected in full prior to shipment. International shipping applies only to fine jewelry purchases. Borsheims is unable to ship fashion jewelry and home décor and accessories internationally at this time.
- Layaway: Borsheims offers layaway for purchases of $100 or more. Items can be placed on layaway for up to 6 months, and a minimum down payment of $35 or 10% is required, whichever is greater. Monthly installments are required to keep items on layaway. Please contact us at 800.642.4438 for details.
- Alternative Payment Options: If you would like to complete your Borsheims purchase using multiple credit cards or a combination of payment methods, please call us at 800.642.4438.