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Financing Options

Borsheims offers in-house financing for engagement and wedding purchases and partners with Bread® to provide additional monthly plans for other jewelry, watch, and home décor purchases. All options offer convenient ways to pay for your purchase over time with clear, transparent terms and no prepayment penalties.

Borsheims 12 Months No Interest Financing

Borsheims offers 12 months no-interest financing on engagement, wedding and anniversary rings over $500, with qualifying credit. Financing details include: If minimum monthly payments are paid in full, 12-months no interest**, subject to credit approval, $500 minimum purchase. Purchase is limited to engagement, wedding, or anniversary rings and bands. A down payment may be required.

Questions? Please contact Borsheims during store hours at 800.642.4438 or send us an email.

**Interest will be charged from the date of the transaction subject to the deferred interest offer if the minimum monthly payments are not paid in full within the deferral period. Interest will be charged on the balance subject to the deferred interest offer if the account defaults before the end of the 12-month deferred interest period or if a balance remains after the 12-month deferred interest period until the balance is paid in full.

Buy Now, Pay Later

Borsheims has partnered with Bread to provide additional financing options for any purchase $250-$10,000 online or in store.

Affordable Monthly Plans
Pay for your order over 3, 6, 12, 18 or 24 months at competitive interest rates as low as 0% APR*. For orders $250-$1000, you can utilize SplitPay for four equal payments over two months at 0% interest.

No Prepayment Penalties
Pay for your purchase with monthly payments and prepay at any time without penalty.

Quick and Easy Application
Get a decision in seconds with no obligation to buy.


Questions? Check Bread’s FAQ or reach Bread directly at [email protected] or 844.992.7323 ext. 1.

*The term is for a loan to finance a purchase. Rates range from 0% to 29.99% APR, resulting in, for example, 3 equal monthly payments of $333.33 at 0% APR or 24 equal monthly payments of $45.22 to $55.91 at 0% to 29.99% APR, per $1,000 borrowed. Your terms may vary and are subject to credit approval. Down payment may be required. Bread® loans are made by Cross River Bank, a New Jersey Chartered Bank, Member FDIC.